Track Every Expense in 5 Seconds
Build Financial Awareness in 30 Days

23%
Average Savings Increase
1,000+
Beta Users
5 sec
Average Entry Time

Join thousands taking control of their finances with AI-powered insights that actually make sense. No spreadsheets, just clarity.

Available soon on iOS & Android

App Store
Google Play

App Screenshot 1

Beautiful interface designed for simplicity

App Screenshot 2

Beautiful interface designed for simplicity

App Screenshot 3

Beautiful interface designed for simplicity

Most apps show you numbers. Cloverfin shows you meaning.

Traditional financial tools fail because they focus on data, not understanding.

Where did my money go?

People don't understand where their money goes, even with detailed transaction lists.

Too dry and complex

Existing tools show charts and numbers, but fail to provide meaningful insights.

Generic advice doesn't work

Budgeting doesn't stick if it's not personalized to your unique habits and goals.

Behavior-first. Language-first.

Financial insights that actually make sense, delivered in a way that helps you take action.

Add Expenses in Seconds

No more tedious forms. Add expenses with smart categorization, multiple wallets, and instant summaries. Track cash and card spending effortlessly.

  • Smart auto-categorization
  • Multiple wallet support
  • Tag-based organization
  • Daily spending limits

Snap, Extract, Done

Point your camera at any receipt. Our AI instantly extracts merchant, amount, items, and categories. Never lose a receipt again.

  • Instant OCR technology
  • Auto-categorization
  • Bulk item detection
  • Location tracking
We're working on intelligent features

Our AI-powered insights are in active development. These features will help you understand your spending patterns and build better financial habits.

Understand Your Money Personality

Coming Soon

Discover spending patterns you never noticed. Get personalized insights like 'You overspend on Fridays' or 'Fast food is 18% of your budget.'

  • Pattern recognition
  • Emotional spending triggers
  • Weekly/monthly trends
  • Actionable recommendations

Make Saving Fun Again

Coming Soon

Set meaningful goals, track progress with visual milestones, and celebrate achievements. Building good habits has never been this engaging.

  • Visual progress tracking
  • Achievement system
  • Habit streaks
  • Community challenges

Behavior insights

AI detects patterns in your daily spending and reveals the 'why' behind your financial habits.

"You spend 40% more on weekends, usually on dining out with friends. This pattern started 3 months ago."

Spending Insights

Clover AI Assistant

I noticed a pattern: You spend 40% more on weekends, usually on dining out with friends. This started about 3 months ago.

Clover AI Assistant

Your biggest spending triggers seem to be Friday nights and Sunday brunches.

Weekend vs WeekdayLast 30 days
Weekend
$420
Weekday
$300

Plain-language feedback

No jargon, no complex charts. Just friendly, clear explanations you can actually understand.

"Your coffee habit costs $180/month. That's like buying a nice dinner every week."

Easy to Understand

Clover AI Assistant

Your coffee habit costs $180/month. That's like buying a nice dinner every week! β˜•

Clover AI Assistant

You spent $89 on subscriptions this month. That's enough for a weekend getaway if saved for 6 months! πŸ–οΈ

$2,160
Your annual coffee budget
= 2 weeks vacation in Europe
Clover AI Assistant

Think of it this way: every 4 lattes could be a movie night with popcorn! 🍿

Simple habit suggestions

Personalized, actionable advice that fits your lifestyle instead of generic budgeting rules.

"Try the 'coffee shop Tuesday' rule - your favorite drink once a week, homemade the rest."

Personal Suggestions

Clover AI Assistant

Try the "Coffee Shop Tuesday" rule - your favorite drink once a week, homemade the rest. Small change, big savings! β˜•

Potential Monthly SavingsBased on your habits
Coffee Shop Tuesday$135
5 days homemade vs 2 days out
Clover AI Assistant

Since you love weekend brunches, try the "alternating Sunday" approach - brunch out one week, home cooking the next! πŸ₯ž

Clover AI Assistant

Quick win: Set a $30 spending alert for Friday nights. You'll still have fun, just with a gentle reminder! πŸŽ‰

Vacation Fund πŸ–οΈ

Target: $3,000 by July 2025

$2,25075% complete
$750 to go β€’ 5 months left
Clover AI Assistant

Great progress! You're ahead of schedule. Your daily budget just increased to $18. πŸŽ‰

Daily Budgetβœ“ 3 day streak
$18left today
Clover AI Assistant

Tip: Skip one coffee shop visit this week and you'll be $20 closer to that beach!

Set goals. Stay on track. Change your behavior.

Cloverfin doesn't just let you "set a savings target." It helps you build the behavior to reach it β€” with smart adjustments, daily feedback, and habit nudges.

Adaptive daily budget

Get a dynamic spending limit based on your progress and context.

Early warning system

We alert you if your spending trend is putting your goal at risk.

Micro-rewards & nudges

Build streaks, get tips, and celebrate small wins.

Real change happens one small decision at a time

How it works

Simple input, powerful insights. No setup required.

1

Quick Setup

Create your account in 30 seconds. No lengthy onboarding, no connecting banks (yet). Just start tracking.

2

Track Everything

Add expenses manually in 5 seconds or snap receipts for instant capture. Tag, categorize, and organize your way.

3

Discover Patterns

Watch as Cloverfin reveals your spending personality. See daily summaries, weekly trends, and monthly insights.

4

Set Smart Goals

Create meaningful financial goals. Track progress, celebrate milestones, and build lasting habits.

Why Cloverfin is different

Most finance apps show you where your money went. We help you understand why, and what to do about it.

No judgment

Just insights and gentle guidance

Flexible tracking

Cash, cards, and everything in between

Privacy-first

Your data stays yours

AI That Actually Helps

Our AI doesn't just categorize β€” it learns your habits, spots unusual patterns, and provides contextual insights that lead to real behavioral change.

Limited Time Beta Offer

Join the Beta - Forever Free for Early Adopters

Get lifetime access to premium features by joining our beta program. Help us shape the future of financial tracking.

Beta Benefits

  • Full access to all current features
  • Lifetime premium features at no cost
  • Priority support
  • Shape the product with your feedback
  • Early access to AI Copilot features
Only 500 beta spots remaining

No credit card required

Future Pricing Preview

Transparent pricing for when we launch publicly

Free Forever

€0

Basic expense tracking

  • Manual expense entry
  • Unlimited receipt scanning
  • Unlimited wallets and categories
  • Basic analytics
  • Simple reports
Coming late 2025

Pro

€4.99/month

AI insights, smart goals

  • Everything in Free
  • AI-powered insights
  • Smart goals
  • Advanced categorization
  • Spending patterns analysis
Coming 2026

Premium

€9.99/month

Bank sync, advanced analytics

  • Everything in Pro
  • Bank account sync
  • Advanced analytics
  • Custom reports
  • Export to accounting software

Ready to take control of your finances?

Start understanding your money today β€” with AI on your side

Get early access to Cloverfin's AI-powered insights

No spam, just updates on your financial copilot.