Your daily AI-powered financial copilot
Understand your spending. Build better habits. No spreadsheets, just clarity.
Available soon on iOS & Android
Most apps show you numbers. Cloverfin shows you meaning.
Traditional financial tools fail because they focus on data, not understanding.
Where did my money go?
People don't understand where their money goes, even with detailed transaction lists.
Too dry and complex
Existing tools show charts and numbers, but fail to provide meaningful insights.
Generic advice doesn't work
Budgeting doesn't stick if it's not personalized to your unique habits and goals.
Behavior-first. Language-first.
Financial insights that actually make sense, delivered in a way that helps you take action.
Behavior insights
AI detects patterns in your daily spending and reveals the 'why' behind your financial habits.
"You spend 40% more on weekends, usually on dining out with friends. This pattern started 3 months ago."
Spending Insights
I noticed a pattern: You spend 40% more on weekends, usually on dining out with friends. This started about 3 months ago.
Your biggest spending triggers seem to be Friday nights and Sunday brunches.
Plain-language feedback
No jargon, no complex charts. Just friendly, clear explanations you can actually understand.
"Your coffee habit costs $180/month. That's like buying a nice dinner every week."
Easy to Understand
Your coffee habit costs $180/month. That's like buying a nice dinner every week! ☕
You spent $89 on subscriptions this month. That's enough for a weekend getaway if saved for 6 months! 🏖️
Think of it this way: every 4 lattes could be a movie night with popcorn! 🍿
Simple habit suggestions
Personalized, actionable advice that fits your lifestyle instead of generic budgeting rules.
"Try the 'coffee shop Tuesday' rule - your favorite drink once a week, homemade the rest."
Personal Suggestions
Try the "Coffee Shop Tuesday" rule - your favorite drink once a week, homemade the rest. Small change, big savings! ☕
Since you love weekend brunches, try the "alternating Sunday" approach - brunch out one week, home cooking the next! 🥞
Quick win: Set a $30 spending alert for Friday nights. You'll still have fun, just with a gentle reminder! 🎉
How it works
Simple input, powerful insights. No setup required.
Snap or enter
Take a photo of your receipt or quickly enter a transaction. No complex categorization needed.
AI detects patterns
Our AI analyzes context, timing, and behavior patterns to understand your spending habits.
Clear explanation
Get friendly, personalized insights that help you understand and improve your financial habits.
Hey, I'm Clover 👋
I'll help you decode your spending habits, notice what's dragging you down, and guide you toward healthier money behavior — one small step at a time.
Vacation Fund 🏖️
Target: $3,000 by July 2025
Great progress! You're ahead of schedule. Your daily budget just increased to $18. 🎉
Tip: Skip one coffee shop visit this week and you'll be $20 closer to that beach!
Set goals. Stay on track. Change your behavior.
Cloverfin doesn't just let you "set a savings target." It helps you build the behavior to reach it — with smart adjustments, daily feedback, and habit nudges.
Adaptive daily budget
Get a dynamic spending limit based on your progress and context.
Early warning system
We alert you if your spending trend is putting your goal at risk.
Micro-rewards & nudges
Build streaks, get tips, and celebrate small wins.
Real change happens one small decision at a time
Why Cloverfin is different
Most finance apps show you where your money went. We help you understand why, and what to do about it.
Behavior-based insights
Cloverfin understands *why* you spend, not just what you spend.
Speaks human, not finance
No charts, no jargon. Just clear, friendly explanations.
Built to change habits
Real improvements, not just reports.
Start understanding your money today — with AI on your side
Get early access to Cloverfin's AI-powered insights
No spam, just updates on your financial copilot.